{"id":12364,"date":"2026-10-15T17:21:08","date_gmt":"2026-10-15T23:21:08","guid":{"rendered":"https:\/\/www.drandresmorales.com\/seguros-medicos\/"},"modified":"2026-10-16T08:10:58","modified_gmt":"2026-10-16T14:10:58","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/www.drandresmorales.com\/en\/health-insurance\/","title":{"rendered":"Health insurance"},"content":{"rendered":"

[vc_row gap=”20″ css=”.vc_custom_1589816280748{margin-top: 80px !important;}”][vc_column width=”1\/2″][vc_single_image image=”12365″ img_size=”545×500″ onclick=”link_image” css=””][\/vc_column][vc_column width=”1\/2″][vc_custom_heading text=”Neurosurgical care with medical insurance in Costa Rica” use_theme_fonts=”yes” css=””][vc_column_text css=””]When you receive a neurological or spinal diagnosis, the last thing you need is to worry about paperwork. That is why Dr. Andr\u00e9s H. Morales Mart\u00ednez, a specialist in neurosurgery and skull base surgery, works with the leading insurance companies operating in Costa Rica. This allows you to focus on your treatment.<\/p>\n

If you have a medical insurance policy, you can use it for your consultation and any procedures covered by your plan. Our office team will guide you before your appointment so you know what to expect.[\/vc_column_text]\r\r

Request an evaluation<\/div><\/a><\/div>\r\r[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css_animation=”none” css=”.vc_custom_1792105705546{margin-top: 80px !important;margin-bottom: 0px !important;padding-top: 60px !important;padding-bottom: 60px !important;background-color: #002555 !important;}”][vc_column][vc_custom_heading text=”Medical insurance plans we accept” font_container=”tag:h2|text_align:center|color:%23FFFFFF” use_theme_fonts=”yes” css=””][vc_column_text css=””]<\/p>\n

Learn about the insurance plans we accept and take advantage of your coverage benefits.<\/span><\/p>\n

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Coverage, copayments, and deductibles depend on the terms of each policy. We recommend confirming your plan details with your insurance provider.<\/em><\/span><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1792105689050{margin-top: 0px !important;padding-top: 60px !important;padding-bottom: 60px !important;background-color: #F4F4F4 !important;}”][vc_column][vc_custom_heading text=”How to use your insurance to schedule an appointment” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes” css=”.vc_custom_1792105596339{padding-bottom: 20px !important;}”][vc_row_inner gap=”20″ el_class=”patient-steps-seguros”][vc_column_inner width=”1\/4″ css=”.vc_custom_1792156636299{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #FFFFFF !important;}”][vc_column_text css=””]<\/p>\n

1. Contact us<\/h3>\n

Contact our team via WhatsApp or through the contact form and let us know which insurance provider you have.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″ css=”.vc_custom_1792156642037{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #FFFFFF !important;}”][vc_column_text css=””]<\/p>\n

2. Prepare your documents<\/h3>\n

Have your insurance card, identification document, and, if available, previous medical studies or the corresponding medical referral ready.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″ css=”.vc_custom_1792156648027{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #FFFFFF !important;}”][vc_column_text css=””]<\/p>\n

3. Confirm your coverage<\/h3>\n

Verify your coverage directly with your insurance provider. If your policy requires prior authorization for consultations or procedures, our team will guide you regarding the necessary documents.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″ css=”.vc_custom_1792156655318{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #FFFFFF !important;}”][vc_column_text css=””]<\/p>\n

4. Attend your appointment<\/h3>\n

Attend your appointment and receive a specialized medical evaluation, with a clear treatment plan tailored to your needs.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=”20″ content_placement=”middle” css=”.vc_custom_1792106056729{margin-top: 60px !important;margin-bottom: 40px !important;}”][vc_column width=”1\/2″ el_class=”faqs-seguros”][vc_custom_heading text=”Frequently asked questions” font_container=”tag:h3|text_align:left” use_theme_fonts=”yes” css=”.vc_custom_1792106464527{padding-bottom: 20px !important;}”][vc_toggle title=”Does Dr. Andr\u00e9s Morales accept private medical insurance?” open=”true” css=””]Yes. He sees patients insured through MAPFRE, BMI, ASSA, Pan American Life, and ADISA, subject to the terms of each policy.[\/vc_toggle][vc_toggle title=”What do I need to use my insurance for a neurosurgery consultation?” css=””]Your insurance card, identification, and, depending on the insurance provider, prior authorization or a medical referral.[\/vc_toggle][vc_toggle title=”Does my insurance cover spine or skull base surgery?” css=””]It depends on your plan. During the evaluation, the doctor determines the treatment, and you can use that information to request approval from your insurance provider.[\/vc_toggle][vc_toggle title=”What if my insurance provider is not listed?” css=””]Contact us anyway. We will let you know what options are available for your care.[\/vc_toggle][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”12367″ img_size=”full” css=””][\/vc_column][\/vc_row][vc_section full_width=”stretch_row” css=”.vc_custom_1789597300895{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}” el_class=”background-position-top-custom overflow-visible” el_id=”contacto-form”][vc_row full_width=”stretch_row” css=”.vc_custom_1792105819516{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 40px !important;background-color: #F4F4F4 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”overflow-visible”][vc_column css_animation=”fadeInUp” css=”.vc_custom_1589813984307{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}” offset=”vc_col-lg-5 vc_col-md-5 vc_col-xs-12″][vc_single_image image=”12219″ img_size=”full” css=”.vc_custom_1789597164583{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”][\/vc_column][vc_column css_animation=”fadeInRight” css=”.vc_custom_1533814531762{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 44px !important;padding-right: 30px !important;padding-bottom: 44px !important;}” offset=”vc_col-lg-7 vc_col-md-7 vc_col-xs-12″][vc_row_inner css=”.vc_custom_1530271981441{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”][vc_column_inner width=”11\/12″ css=”.vc_custom_1530271974107{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”][vc_custom_heading text=”Your health deserves specialized care without complications” font_container=”tag:h2|font_size:36px|text_align:left|color:%232d2d2d|line_height:45px” use_theme_fonts=”yes” css_animation=”none” css=”.vc_custom_1792105750924{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”][vc_custom_heading text=”Schedule your evaluation with Dr. Andr\u00e9s H. Morales Mart\u00ednez and take advantage of your coverage benefits.” font_container=”tag:p|text_align:left|color:%23434343″ use_theme_fonts=”yes” css_animation=”none” css=”.vc_custom_1792105757321{margin-top: 20px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 25px !important;}”]\r\r

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